A 12,000 loan over 1 year with monthly installments would cost you $1000 per month for the principal. You would then need to calculate the interest rate on top your loan to figure out how much extra you would owe. If for example, you had a 8% interest rate, would would owe an additional 960 dollars on top of the 12,000.

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If you cant figure out how much per tousand a 5% interest rate costs you should not buy a home - seriously

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Well, it is quite possible that you can get pre-approved for a 200,000 mortgage, but you will need to provided detailed information and documentation that will officially indicate your income level, your credit rating and the amount of cash you have saved for a down payment. As well, you will need to show evidence of your employment history if you want to ensure a easy approval process.

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Yeah, if you only make 60 grand a year (assuming that`s all this income you have) you should not take out a 400 thousand dollar loan even if the bank will give it to you. 400.000 @ 30 years w/ interest rate of about 4% is a monthly payment of 1,909.66 per month not to mention there is property tax and school tax with on a 400 thousand dollar home (assuming not on the water ) will be around 12,000 a year going low this would be another grand a month in escrow. This brings us to a total of around 3000 per month in just your house. On a gross income of 60000 a year this would mean that gross income is about 4615 per month after Uncle Sam and the state get there`s is about 3,0769 take home. now lets subtract your mortgage and escrow this leaves about 769. is left over per month to cover every thing elt`s. car. utility`s. insurance (auto and home) you get the picture. Some banks will tell you that this looks good on paper but it really is not, I would not do it. Hope this gives you something to think about. happy house hunting.

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We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business , or you are finding it hard to obtain capital loan from local banks,contact us today via email sweethayward@hotmail.com for the bible says""Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened".So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People. You are advise to fill and return the details below.. Your Name:______________________ Your Address:____________________ Your Country:____________________ Your Occupation:__________________ Loan Amount Needed:______________ Loan Duration:____________________ Monthly Income:__________________ Cell phone Number:________________ Act fast and get out of financial stress, mess and hardship by contacting Judith sweet Financial Services Today via Email at: sweethayward@hotmail.com .You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy Loan here with us. Please email to Us on Via email: sweethayward@hotmail.com Best Regards Mrs.JUDITH SWEET

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If you want an 80,000 loan, you should show your prospective lender that you have some collateral and a full-time job that can afford you the interest payments and principle loan repayment.

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If you are looking for a seven thousand dollar loan, your best bet might be to find someone you know who is willing to lend the money to you personally, rather than looking to get a small loan from the bank. Your monthly payment will depend on the loan period and the interest rate that is agreed upon . So, for example, if you get a 7000 loan with a 5% interest rate and are required to pay it back after 24 months, your loan payment per month would be 292 plus the interest.

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50,000 a month

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for a 300,000 mortgage loan with , a 5% fixed interest rate over a 25 year amortization loan , and you choose a weekly payment frequency, your lender will expect payments of about $4000 per week.which would be very difficult to pay . james67

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You can first try your bank, who might be able to give you a line of credit if you have a good job. If that doesn`t work, you could approach a finance company that specializes in giving loans to individuals with lower FICO scores , like Wells Fargo finance or Chase. Or you could get a consolidation loan from the government. FHA home loans are available to people with low or poor credit scores. They can work with you and figure out something that should help you buy the things you want.

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